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Financial planning

Overview

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Additional features

  • Choose a tailored package to suit your unique business needs
  • These services come with no subscription charges
  • An electronic platform designed to help you manage the money in your business accounts by means of instant SMS or email messages
  • An easy-to-use, integrated and instant accounting solution which uses your FNB electronic bank statement to do your bookkeeping automatically every night
  • Connect, learn and grow with BizNetwork - South Africa's leading entrepreneurial platform
  • No need to wait for paper statements in the post
  • A FREE account for ring-fencing funds
  • Choose which options suits your business requirements best
  • Client-approved and authorised movements of funds take place
  • Specially designed for businesses. These provide summarised and detailed information
  • In respect of all FNB Islamic fees charged to the account - making your life easier when it comes to tax
  • Available in paper format or via email
  • Accounts have a unique number which does not change for the lifetime of the account
  • Client-selected limits and transaction type controls with Islamic Business Debit Cards

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Qualifying criteria

Must be between 18 years or older

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Documents needed

  • Copy of Offer to Purchase (if applicable)
  • Proof of income
  • If self-employed the following is required:
    • 6 months bank statements
    • 2 years comparative financial statements
  • Proof of residence (municipal utility bill)
  • Copy of ID book/card
  • Marriage certificate (if applicable)
  • Completed application form

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What this is

  • A product that is based on a Diminishing Musharaka agreement. Which allows you to purchase the banks portion up to a period of 20 years
  • Profits are fixed for 1 year, reviewed annually
  • Re-financing options on paid up property
  • Eligibility to purchase additional units of the banks portion at anniversary date
  • The Islamic Banking Base Rate (IBBR)* is 11.50%.

*This refers to the FirstRand Group IBBR.

Islamic residential and commercial property finance

Finance your property in a Shari'ah compliant way

Shari'ah compliant wealth management and investments

What this is

Products to meet your needs

  • A product that is based on a Diminishing Musharaka agreement.

eBucks

Be rewarded

Earn eBucks rewards with an Islamic Property Finance.

Getting it made easy

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Qualifying criteria

Documents needed

   Pricing Guide

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).