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Create & pay with your own virtual card

It's safe

Your CVV number changes every hour. Create, cancel, delete or block your card at any time.

It's convenient

For online purchases and subscriptions - no need for a physical card. Add unlimited virtual cards for FREE.

Earn eBucks

Make your money go further and earn eBucks while you spend online.

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The FNB Gold Business Credit Card

FNB's Gold Credit Card brings convenient transacting to senior executives, managers and to other company officials who do not travel frequently.

View pricing guide

Specific to card

Free swipes
Visa partner discounts travel/dining/shopping/lifestyle
Global Travel Insurance
ATM and in-branch cash withdrawals
Chip and PIN technology

Across all cards

Up to 35 days interest free period
Auto Payment Solution
Free Lost Card Protection
Free courier delivery
Free PIN replacement
Free inContact Pro (SMS or email notification)
Visa customer assistance (GCAS)
Enhanced security (Online Secure)
eBucks Rewards* - Double eBucks on credit card purchases
15% discount on Executive Carport (at selected airports)
Straight and budget Facility
Revolving credit facility
Email statements
Worldwide acceptance
Visa IntelliLink Spend Management system

*subject to qualifying criteria and rules

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The FNB Platinum Business Credit Card

FNB's Platinum Credit Card is perfectly designed for business owners, directors and local travellers requiring a convenient and globally accepted credit card.

View pricing guide

Specific to card

Free swipes
Visa partner discounts (travel/dining/shopping/lifestyle)
Global Travel Insurance
Access to SLOW Lounges (SLOW Domestic and International)
ATM and in-branch cash withdrawals
Chip and PIN technology
Access to 24/7 service desk

Across all cards

Up to 35 days interest free period
Auto Payment Solution
Free Lost Card Protection
Free courier delivery
Free PIN replacement
Free inContact Pro (SMS or email notification)
Visa customer assistance (GCAS)
Enhanced security (Online Secure)
eBucks Rewards* - Double eBucks on credit card purchases
15% discount on Executive Carport (at selected airports)
Straight and budget Facility
Revolving credit facility
Email statements
Worldwide acceptance
Visa IntelliLink Spend Management system

*subject to qualifying criteria and rules

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The FNB Black Business Credit Card

FNB Black Credit Card is a top of the range credit card perfectly designed for business owners, directors and international frequent travellers requiring a convenient and globally accepted credit card.

View pricing guide

Specific to card

Free swipes
Visa partner discounts (travel/dining/shopping/lifestyle)
Global Travel Insurance
Access to SLOW Lounges (SLOW Domestic and International)
Discounted membership on first year of Priority Pass* (*discount dependent on package type)
ATM and in-branch cash withdrawals
Chip and PIN technology
Access to 24/7 service desk

Across all cards

Up to 35 days interest free period
Auto Payment Solution
Free Lost Card Protection
Free courier delivery
Free PIN replacement
Free inContact Pro (SMS or email notification)
Visa customer assistance (GCAS)
Enhanced security (Online Secure)
eBucks Rewards* - Double eBucks on credit card purchases
15% discount on Executive Carport (at selected airports)
Straight and budget Facility
Revolving credit facility
Email statements
Worldwide acceptance
Visa IntelliLink Spend Management system

*subject to qualifying criteria and rules

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The FNB Lodge Card

The FNB Lodge Card can be used to manage all business-related travel expenses. It is ideal for a business where frequent air travel is a requirement. The FNB Lodge Card is kept by the travel agent and used to pay for travel-related purchases. All transactions are reflected on the monthly statement.

View pricing guide

Specific to card

Free swipes
Global Travel Insurance

Specific to card

Up to 35 days interest free period
Auto Payment Solution
Free Lost Card Protection
Free courier delivery
Free PIN replacement
Free inContact Pro (SMS or email notification)
Visa customer assistance (GCAS)
Enhanced security (Online Secure)
eBucks Rewards* - Double eBucks on credit card purchases
15% discount on Executive Carport (at selected airports)
Straight and budget Facility
Revolving credit facility
Email statements
Worldwide acceptance
Visa IntelliLink Spend Management system

*subject to qualifying criteria and rules

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The FNB Business Petro Card

Designed and tailored to suit the needs of people who use their cars for business purposes. Be assured of easy and convenient motoring. Ideal for business with fleets, messengers or representatives that need to be on the road most of the time. It allows you to pay for fuel, repairs and tollgate fees.

View pricing guide

Specific to card

AA Emergency Roadside Assistance

Across all cards

Up to 35 days interest free period
Auto Payment Solution
Free Lost Card Protection
Free courier delivery
Free PIN replacement
Free inContact Pro (SMS or email notification)
Visa customer assistance (GCAS)
Enhanced security (Online Secure)
eBucks Rewards* - Double eBucks on credit card purchases
15% discount on Executive Carport (at selected airports)
Straight and budget Facility
Revolving credit facility
Email statements
Worldwide acceptance
Visa IntelliLink Spend Management system

*subject to qualifying criteria and rules

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SLOW Lounge

Exclusive to Platinum and Black Card holders

SLOW Lounge boasts many features and services, such as freshly brewed coffee, tasty snacks and an abundance of power sockets, high speed WiFi, private studies, spa treatments, and a selection of books and newspapers to enjoy while you wait for your flight or train.

SLOW Lounges are located at the domestic terminals of the O.R. Tambo, Cape Town and King Shaka International Airports as well as at the international terminal of the O.R. Tambo International Airport.

SLOW Airport Lounges

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Global Travel Insurance

FNB Business Credit Card holders receive FREE cover for the first 90 days of their journey

Benefits

Up to R10 million cover for medical expenses

Personal liability cover of up to R2.5 million

Cover permanent disability, cancellations, travel delays and lost, stolen or damaged baggage

For more information view the Global Travel Insurance Policy together with the Schedule of Benefits.

Process

Purchase your return travel ticket(s) using your FNB Business Credit Card

Obtain your policy by contacting the Global Travel Insurance Help Desk on 0861 490 100

For emergency assistance while on travel contact Medical Services Organisation (MSO) on: +27 11 521 4575 ('Reverse-charge' your call using this number from anywhere in the world)

*Each single purchase of travel tickets by the cardholder is limited to a maximum of 10 policies being issued.

* As certain FNB products may be excluded from the benefits under the Travel Policy, it is advisable for the cardholder to contact the Global Travel helpdesk prior to the purchase of the travel tickets to confirm what they qualify for.

Terms, conditions and rules apply.

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Benefits

Access to 6 free trips per annum
Available to each Petro Card holder and up to a maximum of two of your guests who can be collected from a single pick-up point and transported to a single drop-off point
In the event where you own a larger vehicle and can seat more than 2 guests, additional passengers will be accommodated, provided there are seatbelts for all the passengers in your car.

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AA Emergency Roadside Assistance

FNB Petro Card holders receive free automatic AA Emergency Roadside Assistance, which provides a helping hand when experiencing problems with your vehicle.

Benefits

Roadside Repair Service

Out of fuel - Provision of fuel to a maximum of ten (10) litres (cost of fuel is for cardholder's account)
Restarting a flat battery
Changing flat tyres
Key lock-out service

Tow-in Service - for mechanical or electrical vehicle breakdowns.

Accident Towing: In the event of an accident, the AA's own towing fleet or an accredited tow contractor fleet of the AA will tow your vehicle from the accident scene to the nearest AA Quality Assured body repairer centre or to a client approved panel shop. This service is available 24/7/365 days a year.

Stand By You

Request this service when your car breaks down and an armed security guard will stay with you until the AA patrolman arrives.
In addition to personal protection, this service reduces the risk of hijacking and vandalism whilst you're on the side of the road

Courtesy Services**

Car hire
Overnight accommodation for you and four other passengers
Transportation or the cost covered for you to collect your repaired vehicle

**Courtesy services are covered up to a maximum of R644 for emergencies occurring more than 100 kilometers from your home.

How to use AA Roadside Assistance Service

In an emergency please call 0860 70 60 50 and supply your Petro Card number*** to the consultant
An AA appointed contractor will be sent to provide you with assistance
Upon the contractors arrival please produce your Petro Card and proof of identity for the service

***Petro Card number is the 16 digit number on the front of your card

***Petro cards that are not activated will not have access to the benefits. To activate your Petro card call the Service Suite or login to online banking

Terms, conditions and rules apply.

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inContact Pro

Keep track of money moving in and out of your account. This innovative messaging service helps or enables you to keep track of transactions on your account, via email or SMS, and you can choose to receive your message during the day between 7am and 8pm or 24 hours a day.

Features:

Manage your commercial accounts from instant SMS or email
You tell us who you want to receive notifications (multiple cellphone/email addresses)
Track financial transactions as they occur
Instant alert of payments and withdrawals, locally and abroad
Receive a deposit reference description when money is deposited.

Terms, conditions and rules apply.

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Priority Pass

Priority Pass is the world's largest independent airport lounge access program offering its members access to over 1000 airport lounges worldwide.

Benefits

FNB Business Black Credit cardholders will enjoy a exclusive discount on the first year of their priority pass membership:

Prestige 10% off
Standard Plus 10% off
Standard 20% off

Membership

Standard membership
Annual fee USD79	Member visit fee USD27	Guest visit fee USD27
Standard Plus membership
Annual fee USD224	Member visit fee: 10 free visits then USD27	Guest visit fee USD27
Prestige membership
Annual fee USD359	Member visit fee: All visits FREE	Guest visit fee USD27

Process

To redeem your discount, purchase your membership by visiting the following link: https://www.prioritypass.com/fnb

* Please note it takes approximately 15 working days for the Priority Pass membership card to be ordered and delivered.

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Earn eBucks on essentials

Depending on reward level, earn eBucks on your Business Credit Card FOR FREE as follows:

Earn up to 15% back in eBucks when you shop at Checkers & Shoprite, when you buy prepaid electricity via our electronic banking channels, when you load prepaid airtime using our electronic banking channels.
Earn up to R4.00 back in eBucks on every litre of fuel you purchase, exclusive to Engen fuel stations.

Free card delivery

Free delivery of your eBucks card to your business premises or to your nearest FNB branch.

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Show branches which allow bookings
Show branches not affected by loadshedding
Show branches with extended operating hours
Show branches with wifi

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What you get

Exclusive benefits

Unrestricted credit terms
Ability to settle your accounts with merchants or suppliers on a continual basis
Pay at point of sale at no additional charge
Lost Card Protection
VISA Global Customer Assistance Service (GCAS)
Up to 35 days interest-free credit
VISA IntelliLink
Free card delivery
Revolving credit and budget facilities
No transaction fees on purchase (except fuel)

Earn eBucks on essentials

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Documents needed

ID of business authorised signatories
ID of person you want a card for

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Gold Business Credit Card

Brings convenient transacting to senior executive and sales managers.

Entry requirements

Business Account with FNB

Visa Global Customer Assistance Service (GCAS)

Through the GCAS program, Visa provides high-quality assistance when you travel overseas. Available globally, 24/7, 365 days a year.

Global Travel Insurance

Get free global travel insurance that keeps you covered locally and internationally, when you purchase your travel tickets using your credit card.

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Platinum Business Credit Card

A convenient and globally accepted credit card, perfect for business owners and directors.

Entry requirements

Business Account with FNB

Complimentary SLOW Domestic and International Lounge Access

Get 24 free SLOW Domestic and International Lounge visits per year.
Visa Global Customer Assistance Service (GCAS) Through the GCAS program, Visa provides high-quality assistance when you travel overseas. Available globally, 24/7, 365 days a year.

Global Travel Insurance

Get free global travel insurance that keeps you covered locally and internationally, when you purchase your travel tickets using your credit card.

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Black Business Credit Card

Perfectly designed for discerning business owners, and directors who require a convenient and globally accepted credit card.

Entry requirements

Business Account with FNB

Benefits

SLOW

Free SLOW Domestic and International Lounge visits per year.

Visa Global Customer Assistance Service (GCAS)

Through the GCAS program, Visa provides high-quality assistance when you travel overseas. Available globally, 24/7, 365 days a year.

Global Travel Insurance

Get free global travel insurance that keeps you covered locally and internationally, when you purchase your travel tickets using

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Petro Business Credit Card

Ideal for businesses with fleets, messengers or road travelling representatives

Benefits

Pays for fuel, tolls and vehicle related expenses.
AA Emergency Roadside Assistance
Get free AA emergency roadside assistance which includes free tow-in service, courtesy services and access to the Stand By You service.

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Qualifying criteria

You need a Business Account with FNB to apply for any of the FNB Business Credit Cards

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AA Emergency Roadside Assistance

Never be left stranded again. Linked and Standalone Petro Cardholders receive free automatic AA Emergency Roadside Assistance which provides a helping hand when you experience problems with your vehicle.

Benefits include
Roadside Repair Service

Out of fuel - Provision of fuel to a maximum of ten (10) litres (cost of fuel is for cardholder's account)
Restarting a flat battery
Changing flat tyres
Key lock-out service to a maximum of R300 inclusive of VAT

Tow-in Service
For mechanical or electrical vehicle breakdowns.
These services are limited to forty (40) kilometres round trip. Thereafter, the additional kilometres are for the cardholder to pay.

Accident Towing*:
In the event of an accident, the AA's own towing fleet or an accredited tow contractor fleet of the AA will tow your vehicle from the accident scene to the nearest AA Quality Assured body repairer centre or to a client approved panel shop. This service is available 24/7/365 days a year.

*This service is not covered by FNB. The AA will facilitate the service and it will be for the cardholder's cost.

Stand By You

Request this service when your car breaks down and an armed security guard will stay with you until the AA patrolman arrives
In addition to personal protection, this service reduces the risk of hijacking and vandalism whilst you're on the side of the road
The service is only available in certain metropolitan areas

Courtesy Services**

Car hire
Overnight accommodation for you and four other passengers

**Courtesy services are covered up to a maximum of R644 inclusive of VAT for emergencies occurring more than 100 kilometres from your home.

How to use AA Roadside Assistance Service

In an emergency please call 0860 70 60 50 and supply your name, surname, ID number and Petro Card number*** to the consultant
An AA appointed contractor will be sent to provide you with assistance
Upon the contractor's arrival please produce your Petro Card and proof of identity for the service

***Petro Card number is the 16 digit number on the front of your card

Terms, conditions and rules apply.

Close

The range

Gold Business Credit Card

Platinum Business Credit Card

Black Business Credit Card

Petro Business Credit Card

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SLOW Lounges

Exclusive to Platinum and Black Card holders

SLOW Lounge boasts many features and services, such as freshly brewed coffee, tasty snacks and an abundance of power sockets, high speed WiFi, private studies, spa treatments, and a selection of books and newspapers to enjoy while you wait for your flight or train.

SLOW Lounges are located at the domestic terminals of the O.R. Tambo, Cape Town and King Shaka International Airports as well as at the international terminal of the O.R. Tambo International Airport.

SLOW Airport Lounges

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AA Emergency Roadside Assistance

FNB Petro Card holders receive free automatic AA Emergency Roadside Assistance, which provides a helping hand when experiencing problems with your vehicle.

Benefits

Roadside Repair Service

Restarting a flat battery
Changing flat tyres
Key lock-out service

Tow-in Service - for mechanical or electrical vehicle breakdowns up to a maximum of R1000

Accident Towing: In the event of an accident, the AA's own towing fleet or an accredited tow contractor fleet of the AA will tow your vehicle from the accident scene to the nearest AA Quality Assured body repairer centre or to a client approved panel shop. This service is available 24/7/365 days a year.

Stand By You

Request this service when your car breaks down and an armed security guard will stay with you until the AA patrolman arrives In addition to personal protection, this service reduces the risk of hijacking and vandalism whilst you're on the side of the road

Courtesy Services**

Car hire

Overnight accommodation for you and four other passengers

Transportation or the cost covered for you to collect your repaired vehicle

**Courtesy services are covered up to a maximum of R500 for emergencies occurring more than 100 kilometers from your home.

How to use AA Roadside Assistance Service

In an emergency please call 0860 70 60 50 and supply your Petro Card number*** to the consultant

An AA appointed contractor will be sent to provide you with assistance

Upon the contractors arrival please produce your Petro Card and proof of identity for the service

***Petro Card number is the 16 digit number on the front of your card

***Petro cards that are not activated will not have access to the benefts. To activate your Petro card call the Service Suite or login to online banking

Terms, conditions and rules apply

Close

Priority Pass

Priority Pass is the world's largest independent airport lounge access program offering its members access to over 1000 airport lounges worldwide.

Benefits

FNB Business Black Credit cardholders will enjoy an exclusive discount on the first year of their priority pass membership:

Prestige 10% off
Standard Plus 10% off
Standard 20% off

Membership

Standard membership
Annual fee USD79	Member visit fee USD27	Guest visit fee USD27
Standard Plus membership
Annual fee USD224	Member visit fee: 10 free visits then USD27	Guest visit fee USD27
Prestige membership
Annual fee USD359	Member visit fee: All visits FREE	Guest visit fee USD27

Process

To redeem your discount, purchase your membership by visiting the following link: https://www.prioritypass.com/fnb

* Please note it takes approximately 15 working days for the Priority Pass membership card to be ordered and delivered.

Close

Free Global Travel insurance

FNB Business Credit Card holders receive FREE cover for the first 90 days of their journey

Benefits

Up to R10 million cover for medical expenses

Personal liability cover of up to R2.5 million

Cover permanent disability, cancellations, travel delays and lost, stolen or damaged baggage

For more information view the Global Travel Insurance Policy together with the Schedule of Benefits.

Process

Purchase your return travel ticket(s) using your FNB Business Credit Card

Obtain your policy by contacting the Global Travel Insurance Help Desk on 0861 490 100

For emergency assistance while travelling contact Medical Services Organisation (MSO) on: +27 11 521 4575 ('Reverse-charge' your call using this number from anywhere in the world)

*Each single purchase of travel tickets by the cardholder is limited to a maximum of 10 policies being issued.

* As certain FNB products may be excluded from the benefits under the Travel Policy, it is advisable for the cardholder to contact the Global Travel helpdesk prior to the purchase of the travel tickets to confirm what they qualify for.

Terms, conditions and rules apply.

Close

Free inContact Pro

Keep track of money moving in and out of your account. This innovative messaging service helps or enables you to keep track of transactions on your account, via email or SMS, and you can choose to receive your message during the day between 7 am and 8pm or 24 hours a day.

Features:

Manage your commercial accounts from instant SMS or email
You tell us who you want to receive notifications (multiple cellphone/email addresses)
Track financial transactions as they occur
Instant alert of payments and withdrawals, locally and abroad
Receive a deposit reference description when money is deposited.

Terms, conditions and rules apply.

Close

The range

SLOW Lounges

AA Emergency Roadside Assistance

Free Global Travel insurance

Free inContact Pro

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Switch to FNB

Bank better

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By Turnover

Transact

Savings and Investments

Borrow

Insure

For my employees

Forex + Trade

Value Adds + Rewards

Industry Expertise

Going Global

Financial Planning

Bank Better

Corporates + Public Sector

Home Loans

Day to day banking

Shares

Vehicle Finance

Product Rates

Pricing Guide

Rates

Indicators and Share Price

News + Insights

Terms + Conditions

About Us

News + Insights

FNB Subsidiaries

Talk to us + important numbers

Fraud + Disputes

Locators

Tools

Careers at FNB

FNB App

How-to guides

All savings + investment accounts

Cash deposits

Share investing

Tax-free investing

Funds/unit trusts

Invest abroad

I want to save for

Compare similar

Additional options

Financial planning

Create & pay with your own virtual card

It's safe

It's convenient

Earn eBucks

The FNB Gold Business Credit Card

The FNB Platinum Business Credit Card

The FNB Black Business Credit Card

The FNB Lodge Card

The FNB Business Petro Card

SLOW Lounge

Global Travel Insurance

Benefits

AA Emergency Roadside Assistance

inContact Pro

Priority Pass