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FNB Cash Advance

Get funding upfront in exchange for a percentage of your future sales.

Future-fit funding for your business

The FNB Cash Advance is ideal for businesses that require quick and flexible access to funding during different stages in the business lifecycle.

If you are an existing Merchant Services client, you are one step closer to being pre-approved for an FNB Cash Advance.

Benefits for your business

Access funding within one business day. No paperwork.

Check your offers and apply easily on the FNB App or on online banking 24/7.

Flexible repayments where you pay as you trade (a percentage of your daily card sales).

Access to alternative sources of funding outside of traditional loans.

Simplified, one-off fee. No interest.

Can be used to bridge a cashflow gap.

How it works

  • Log into your FNB App or online banking and check your offers to see if you have been pre-approved for an FNB Cash Advance. Ensure your device is verified for offers to be visible - you can do this on the FNB App under Settings -> My device + browsers
  • Customise your offer by selecting the amount, term and holdback percentage
  • The payment term is estimated based on your historic Merchant Services turnover
  • The holdback percentage is a portion of your settlement amount that we will collect for the payment of your advance
  • We will collect this amount each time your Merchant Services turnover settles into your account
Learn more about our Payment Solutions
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).