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Financial planning

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FNBy Islamic Transact Account

An account for smart youth

For youth younger than 18 years

  • A yCard
  • Free Online Banking and FNB App subscriptions
  • Unlimited internal (FNB to FNB) debit orders, electronic payments and transfers
  • Unlimited card swipes
  • With FNB Connect, get rewarded with WhatsApp Messaging* on us every month.
  • Your FNBy Islamic Account earns a monthly profit share

What you get

Prepare for a financially wise future

FNBy Islamic Transact Account offers the convenience of having all of your banking in one place. A single transactional account to take care of all of your banking needs, access to benefits and so much more. The FNBy Islamic Transactional Account is a fully transactional account that is opened and linked to a parent account.

There are no monthly account fees for the account and it can be used in the same way as any other FNB Islamic accounts.

With no minimum balance and a huge range of free functionality, banking has never been easier or more worth while:

  • Unlimited electronic payments and transfers

  • Free cash withdrawals from selected tills

  • Pay zero cash deposit fees for ATM and in-branch cash deposits of up to R500 per month

  • Receive alerts through text messages and emails when a transaction is made via inContact

  • Be eligible for monthly profit share

FNBy Islamic Card

Your yCard

You gain access to a variety of tailored benefits and features linked to your yCard:

  • Card delivery and activation

  • Contactless Card feature

  • Online Shopping

  • Use your card abroad

yCard security

You gain access to a variety of tailored benefits and features linked to your yCard:

  • Online Secure

  • Lost Card Protection

  • Card safety (PIN & Limits)

  • Contactless card security

yCard benefits

You gain access to a variety of tailored benefits and features linked to your yCard:

  • Unlimited swipes

 

Card Delivery and Activation

Get your card courier delivered to you at your convenience instead of collecting it at a branch.

Activating your card

Couriered cards will automatically be activated within 48 hours on successful delivery to you.

Alternatively you can activate your card using one of the following methods:

  • Log onto the FNB App

  • Call the number on the back of your card

  • Visit your nearest branch

 

Contactless Card Feature

A contactless card has an extra function that provides you with another payment method for low value transaction. Simply wave your card in front of a point of sale device to pay.

A payment is successful when you see the green light and hear the beep on the point of sale device. Look out for the wave sign at the pay point or till.

Refer to these FAQs for more information

 

Online Shopping

Shop safely with Online Secure

Use your yCard to shop online at any eCommerce merchant.

Online Secure is designed to provide you with an extra level of protection against unauthorised use when shopping online by using a One Time PIN (OTP).

For FAQs log on to Online Banking

 

Contactless Card Feature

A contactless card has an extra function that provides you with another payment method for low value transaction. Simply wave your card in front of a point of sale device to pay.

A payment is successful when you see the green light and hear the beep on the point of sale device. Look out for the wave sign at the pay point or till.

Refer to these FAQs for more information

 

Online Secure

Protect your card against fraudulent use online.

Online Secure uses a One Time PIN (OTP) that is sent to you and comes at no extra cost.

Online Secure is automatically activated on your Debit Card.

For more information, please read the Online Secure FAQs

 

Lost Card Protection

Protection in the event of a lost or stolen card

Lost card Protection protects you against unauthorised and fraudulent use of the card (except for PIN-based transactions) from the time of the loss or theft of the card until you have notified FNB of the loss or theft.

Report lost/stolen cards to the following number: 0800 110 132

 

Lost Card Protection

Practicing card safety is a must and fortunately FNB has made it very easy to keep your card safe from fraud, as long as you follow basic guidelines.

Card limits

Start by setting your account limits and, to be safe, set balance-alerts which automatically notify you when your balance has reached a specified level. You can choose how you want to receive the information (SMS, email or both). Set your individual card limits on the App for both local and international spending .

Keeping your PIN safe

Don't let your FNB card out of your sight during a transactions and keep your PIN a secret.

How to change your PIN?

Go to a FNB ATM

  • Use the default PIN

  • Select "More Options"

  • Select "Manage PIN & Limit"

  • Select "Change PIN" and follow prompts

Visit you nearest branch

Your newly selected PIN will only work once enabled at an FNB ATM

 

Contactless Card Security

Is contactless card secure?
Yes, Contactless card payments are processed like other bank cards

Could I unknowingly make a purchase if I walk past a payment terminal that can read Contactless Cards?
No. The Contactless card is designed to ensure that the card holder is always in control. The cashier must first enter the purchase amount; you must then hold your card in very close proximity to the card reader (within 4cm) in order for the transaction to take place. Pay points or tills can only process one payment transaction at a time, ensuring that no duplicate payments can take place.

Is there any chance that payments may be taken twice from my account?
No. Contactless card readers are only able to process one transaction at a time.

What should I do if my contactless card is lost\stolen?
If your contactless card is lost\stolen, go to the FNB App ATM or Branch to cancel the card. In the case of fraud, report the card to the bank within 24 hours

Refer to these FAQs for more information

 

Unlimited Swipes

Swipe as much as you want at no extra cost. Use your debit card for all your online and everyday purchases and save with every swipe!

With an FNB Debit Card, all swipes are free! That means you save money as there are no transaction fees!

Terms, conditions and Rules apply.

Simple account management

It's easy, secure and subscription is FREE

Manage your accounts on the go, wherever, whenever you want with any of our our digital banking platforms!

FNB App

Access at your fingertips

  • Read more

ATMs

Locate FNB ATMs countrywide

  • Read more

Branches

Locate FNB branches countrywide

  • Read more

 

FNB App

Bank on the go safely and securely with the FNB App. As a registered Online Banking user, you can access the FNB App. Using the free FNB App, you pay no data fees.

Do your day-to-day banking:

  • View detailed balances and transactions

  • Transfer funds between accounts

  • Stop/reverse debit orders on Mobile and eChannels

  • Get notifications from 1 cent

  • Make payments

  • Make Cardless Cash withdrawals

You can use Connect to:

  • Make calls to FNB call centres

  • Make calls and send messages on the app

You can also buy:

  • Prepaid Airtime

  • Data Bundles

  • SMS Bundles

  • Prepaid electricity

  • iTunes

You also get additional features that include:

  • Managing your eBucks account and finding partners

  • Buying vouchers

  • Redeeming coupons

  • Locate FNB branches

  • Locating ATMs

Visit your app store to download the FNB App today. Just register and you're on your way. Downloading the FNB App is compatible with Android™, Apple™, BlackBerry™ and Nokia™ Symbian devices*. For queries, email: fnbappsupport@fnb.co.za To find out how to link your device, call: 087 575 0362 View the software license agreement and remote banking agreement

*Android devices include HTC, Samsung, LG, Motorola, Sony Ericsson and Huawei. BlackBerry devices include the Torch, Storm, Bold and Curve that are OS5 or higher

Terms, conditions, rules+ standard network rates apply.

 

Use at ATMs

Get access to cash whenever you need it*.

All FNB debit, credit and cheque cards can be used at FNB ATMs*.

ATMs are available countrywide, all you need is an FNB CARD and a PIN NUMBER*.

FNB ATMs enable you to

  • Access your account 24/7*

  • Withdraw cash*

  • View or print your current balance*

  • Obtain a mini statement*

  • Buy Prepaid airtime*

Different types of FNB ATMs

These are ATMs that allow for automated deposits. Save time and money with cheaper cash and cheque deposits.

  • Funds from cash deposits are available immediately

  • Funds from cheque deposits are available after clearance

Find the nearest ATM here*

Find all the branches with ATM Advance with automated deposits.

Mini ATM*

These do not dispense cash; cash redeemable vouchers are issued*.

These are situated at areas without ATM infrastructure.*

Call 087 575 9406 (24 hrs) to cancel lost or stolen cards. Lost/stolen cards can be replaced at any FNB branch*.

Terms, conditions and rules apply.

*Not applicable to Stokvel and Smart Save accounts.

 

Find a branch

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).