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Financial planning

Overview

Get in touch


FNB is here to help you. Do you know that in terms of the National Credit Act No.34 of 2005, you are entitled to one Credit Report once a year, in your month of birth.

Apply here for your Credit Bureau Report

If you need additional reports

You may obtain these at any other time against payment of the Credit Bureau Fee.

Please direct any queries with regard to the Credit Bureau Report to:

Telephone: +27 (0) 11 214 6000/0861 482 482

Email: webmaster@transunionitc.co.za

Operating hours: Monday to Friday 08h00 to 17h00 and Saturdays from 08h00 to 13h00

What this is


The Code of Banking Practice (the Code) deals with the various banks' relationship with their customers in South Africa.

The Code provides valuable safeguards for customers and helps individuals understand how banks are expected to deal with them. Copies of the Code are available from the member banks and from the Banking Association of South Africa (BASA).

National Financial Ombud (NFO)


National Financial Ombud (NFO)

Raise a complaint here with FNB

The NFO is an umbrella Financial Services Ombud scheme formed by the amalgamation of 4 separate previously existing South African Ombud Schemes: the offices of the Banking Ombud (OBS); the Credit Ombud (CO); the office of the Long-term Insurance Ombud (OLTI); and the Short-Term Insurance Ombudsman (OSTI). The NFO's services are provided free of charge.

If you are unsatisfied with the outcome or do not get a response from us within 20 business days, you can approach the NFO for assistance.

You can complain to the NFO Scheme.

The National Financial Ombud (NFO)is an alternative dispute resolution body, and its mandate/powers are outlined in its terms of reference. The terms of reference are on the NFO website www.nfosa.co.za.

The NFO is tasked with adjudicating matters between banks and banking customers in a fair, quick and impartial manner.

The NFO is an independent body from the banks, and their services are free of charge.

The National Financial Ombud (NFO) contact details

Address
110 Oxford Road
Rosebank

Call Centre: 0860-800-900
Email: info@nfosa.co.za
website: www.nfosa.co.za/

Ombudsman requirements


  1. The complaint must be in writing
  2. The complaint must have been formally lodged with FNB and the customer (you) must be unhappy with the response
  3. FNB's official complaint reference number must be quoted as evidence that the complaint has been lodged

Complaints dealing with commercial decisions taken by our Bank, such as issues concerning credit and pricing, will not be entertained.

Code of Banking Practice


Managing our relationship with you


All banks which are members of the Banking Council are committed to maintain the standards of fairness set out in the Code.

What this is


Keeping relationships healthy


The Code of Banking Practice (the Code) deals with the various banks' relationship with their customers in South Africa.

National Financial Ombud (NFO)


The National Financial Ombuds Scheme, together with fair and just outcomes, strives to manage the relationship between the Bank and its Customers.